InsureShip pricing
Add protection at checkout for free, insure your own high-volume shipments at a simple bulk rate, or partner with us on advertising. Licensed nationwide, underwritten by Navigators, a Hartford company.
For online stores that want shoppers to protect their own orders.
Shoppers choose coverage at checkout. Flexible pricing: set by InsureShip or by you.
For high-volume shippers that insure their own outbound shipments.
That’s $2.00 per $100 of declared shipment value.
For stores with shopper traffic that want a new revenue line.
Your store’s traffic has value beyond product sales.
Which program fits?
Two ways to protect shipments, one way to earn from your checkout. Many merchants combine them.
| Checkout shipping insurance | Enterprise bulk shipment coverage | Advertising partnerships | |
|---|---|---|---|
| Who it’s for | Online stores and DTC brands | High-volume, B2B and bulk shippers | Stores with shopper traffic |
| Who pays | The shopper, at checkout | Your business | InsureShip pays qualifying merchants |
| Price | Free to add; flexible pricing set by InsureShip or you | $1,000 per $50,000 insured ($2.00 per $100) | Rates subject to review and agreement |
| What’s insured | Each order the shopper protects | The shipments you declare | Not an insurance product |
| Claims | Filed with InsureShip | Filed with InsureShip | N/A |
| Contract | Month to month | Month to month | Month to month |
Enterprise bulk shipment coverage
When your business ships in volume, a lost or damaged pallet, carton or high-value order hits your margin directly. Carrier liability is often limited and slow. Enterprise bulk coverage lets you insure the shipments you choose at one simple rate: $1,000 for every $50,000 of insured shipment value.
You get a dedicated account manager, an in-house claims team and coverage underwritten by Navigators, a Hartford company. Coverage is subject to the policy terms, limits and exclusions.
Get an enterprise quoteEstimated premium at $1,000 per $50,000 insured ($2.00 per $100)
Estimate only. Final premium, eligibility, limits and exclusions are set by the policy and your quote.
Checkout shipping insurance
Give shoppers a clear, opt-in way to protect their order at checkout. When a package is lost, damaged or stolen, they file with InsureShip, so your support team isn’t stuck sorting out refunds and reships.
Pricing is flexible: InsureShip can set it, or you can. We recommend a clear opt-in, and presentation at checkout is your choice.
Add to my storeHow it works
Checkout, bulk or both. Share your platform, volume and average order value.
Integrations are built with our fulfillment partner RapidFulfillment, so most stores need no API work. Enterprise accounts get a dedicated manager.
Claims are filed online with InsureShip and reviewed under the policy terms. Your team stays focused on selling.
Why InsureShip
Some “shipping protection” apps are not insurance. InsureShip is a licensed insurance agency, and every program is backed by a named insurer.
Coverage availability may vary by state, and coverage may be temporarily unavailable in a state while a license renewal is processed or delayed.
Pricing FAQ
It depends on the program. For checkout shipping insurance, your shoppers choose coverage at checkout, and the price can be set by InsureShip or by you. For enterprise bulk shipment coverage, the rate is $1,000 per $50,000 of insured shipment value, which works out to $2.00 per $100 of declared value.
Yes. There is no cost to add checkout shipping insurance to your store, and no long-term contract. Shoppers who want protection add it at checkout.
Yes. Pricing is flexible: it can be set by InsureShip or by the merchant. Ask InsureShip which option fits your store.
Enterprise bulk shipment coverage is for businesses that ship in volume and want to insure their own outbound shipments, rather than offering coverage to shoppers at checkout. The rate is $1,000 per $50,000 of insured shipment value.
Premium is based on the total declared value you insure. Every $50,000 of insured shipment value costs $1,000, or $2.00 per $100. For example, $250,000 of insured shipments would be $5,000 in premium. Coverage is subject to the policy terms, limits and exclusions.
Your store’s traffic has value beyond product sales. InsureShip pays qualifying merchants for advertising space that connects shoppers with shipping insurance. Advertising rates depend on your store’s audience, placement and eligibility. Final rates are subject to review and agreement.
Loss, damage and theft in transit, including porch piracy, up to $5,000 per shipment, subject to the policy terms. Some items are excluded unless endorsed in writing, such as laptops, mobile phones, televisions, precious stones and currency. See the full coverage terms.
No. InsureShip programs are month to month, so you can adjust or stop at any time.
Yes. InsureShip (Online Shipping Insurance Services, Inc.) is licensed by the California Department of Insurance, license #0G55434, and is licensed nationwide. Coverage is underwritten by Navigators, a Hartford company. InsureShip has operated under the InsureShip name since 2009.
File online at insureship.com/pages/file-claim. For lost packages, wait 20 days for domestic or 30 days for international shipments, and file within 90 days of shipment. InsureShip handles the claim, so your team doesn’t have to.
Tell us how you ship and we’ll recommend the right program, or combine them.
Compare before you choose