About InsureShip
Licensed shipping insurance for ecommerce, since 2009
We protect online orders from loss, damage and theft, including porch piracy, so merchants can ship with confidence and shoppers can buy with peace of mind.
- Since 2009
- Licensed nationwide
- Underwritten by Navigators, a Hartford company
- Los Angeles, CA
In short: InsureShip is a licensed shipping insurance agency (California Department of Insurance #0G55434, licensed nationwide) that has operated under the InsureShip name since January 2009. Coverage is underwritten by Navigators, a Hartford company, and protects shipments up to $5,000 each against loss, damage and theft, subject to the policy terms.
Our mission
Turn shipping risk into a better customer experience.
Every lost, stolen or damaged package costs a merchant twice: once in the replacement, and again in the customer’s trust. InsureShip was built to fix that with real, licensed insurance, not a fee that only looks like protection.
Since 2009 we’ve focused on one thing: shipping insurance for online sellers. Today we work with Shopify stores, DTC brands, subscription businesses, fulfillment companies and high-volume shippers, and we handle the claims so their teams don’t have to.
Add InsureShip to your store
InsureShip at a glance
The facts behind the coverage
- 2009Operating as InsureShip
- NationwideLicensed (CA DOI #0G55434)
- A+Navigators Insurance Company, AM Best (2024)
- $5,000Coverage per shipment
- Month to monthNo long-term contract
Coverage availability may vary by state, and coverage may be temporarily unavailable in a state while a license renewal is processed or delayed.
What we do
Three ways merchants work with InsureShip
Protect shoppers’ orders at checkout, insure your own bulk shipments, or partner with us on advertising. Many merchants combine them.
Checkout shipping insurance
Free to add to your store. Shoppers choose coverage at checkout, and pricing and eligibility are confirmed by InsureShip for your program.
Enterprise bulk shipment coverage
For high-volume and B2B shippers insuring their own outbound shipments at $1,000 per $50,000 insured ($2.00 per $100).
Advertising partnerships
Your store’s traffic has value beyond product sales. InsureShip pays qualifying merchants for advertising space that connects shoppers with shipping insurance. Advertising rates depend on your store’s audience, placement and eligibility. Final rates are subject to review and agreement.
Interested in seeing what a partnership could look like for your store?
Why licensed matters
Real insurance, from a licensed agency
Some “shipping protection” at checkout is not insurance at all. With InsureShip, your shoppers get coverage from a licensed agency, backed by a named insurer, with claims reviewed under a real policy.
- Licensed by the California Department of Insurance (#0G55434) and licensed nationwide
- Underwritten by Navigators, a Hartford company
- Claims filed with InsureShip, not your support team
- Clear, opt-in checkout offer recommended
How we work
Built around merchants and their customers
Easy integrations
Shopify, WooCommerce, Checkout Champ, BigCommerce, Sticky.io and API, built with our fulfillment partner RapidFulfillment. See integrations
We handle claims
Customers or merchants file online, and InsureShip reviews every claim under the policy terms. File a claim
Porch piracy covered
Loss, damage and theft in transit, including packages stolen after delivery, subject to the policy terms.
Fewer chargebacks
Covered shipping problems are resolved through a claim instead of a dispute. VAMP and chargebacks
Founder & CEO
Walt Moscoso
Founder & CEO, InsureShip
Walt founded InsureShip and has more than 20 years of experience in the insurance industry. He started InsureShip to give ecommerce merchants something they couldn’t easily find: licensed, compliant shipping insurance instead of unregulated “package protection.”
Under Walt’s leadership, InsureShip has operated under the InsureShip name since 2009, become licensed nationwide and built integrations with the platforms merchants use every day.
Company information
InsureShip company facts
- Business name
- InsureShip
- Legal name
- Online Shipping Insurance Services, Inc., a California corporation
- Operating since
- January 2009 (insureship.com registered January 26, 2009)
- License
- California Department of Insurance #0G55434; licensed nationwide
- Underwriter
- Navigators, a Hartford company
- Agency role
- InsureShip administers the program as an insurance agency; it is not the insurer and does not itself assume the insurance risk.
- Claims
- File with InsureShip. Claims are reviewed under the applicable policy; submitting a claim does not guarantee payment. Read the claims guide.
- Coverage
- Loss, damage and theft in transit, including porch piracy, up to $5,000 per shipment, subject to the policy terms
- Headquarters
- 3211 Cahuenga Blvd W, 2nd Floor, Los Angeles, CA 90068
- Contact
- 1-866-701-3654 · hello@insureship.com
- Not affiliated with
- ShipInsure, Inc. (a separate company). InsureShip vs ShipInsure
Verify the details
Check the agency, policy and claims process
InsureShip is the business name of Online Shipping Insurance Services, Inc. Our published terms distinguish the insurance agency from the underwriter and explain that the applicable policy, certificate and endorsements control coverage.
Agency and licensing
Use the California Department of Insurance license lookup to search license 0G55434. Confirm current authorization for the state and program involved; coverage is offered only where authorized.
Coverage and claim decisions
Start with the published coverage terms and the claims guide. Coverage eligibility, limits, exclusions and claim requirements depend on the applicable policy.
Need your program documents? Contact InsureShip.
Read platform documentation
Platform-owned help articles provide additional evidence of how InsureShip is used: Sticky.io’s InsureShip provider guide and Easyship’s shipment insurance guide. The instructions, coverage limits and claim routes in a platform program may differ from the direct checkout program; use the documents for your own purchase.
Source links reviewed November 11, 2026. This page summarizes company information; it is not a substitute for a current regulator record or your insurance documents.
FAQ
About InsureShip: common questions
What is InsureShip?
InsureShip is a licensed shipping insurance agency for ecommerce. It covers packages against loss, damage and theft in transit, including porch piracy, up to $5,000 per shipment, subject to the policy terms. InsureShip is the business name of Online Shipping Insurance Services, Inc., based in Los Angeles, California.
How long has InsureShip been in business?
InsureShip has operated under the InsureShip name since January 2009. The insureship.com domain was registered on January 26, 2009.
Who founded InsureShip?
InsureShip was founded by Walt Moscoso, its Founder and CEO, who has more than 20 years of experience in the insurance industry.
Is InsureShip a licensed insurance agency?
Yes. InsureShip is licensed by the California Department of Insurance, license #0G55434, and is licensed nationwide. Coverage availability may vary by state, and may be temporarily unavailable in a state while a license renewal is processed or delayed.
Who underwrites InsureShip shipping insurance?
Coverage is underwritten by Navigators, a Hartford company. Navigators Insurance Company is rated A+ by AM Best (as of 2024).
Is InsureShip the same company as ShipInsure?
No. ShipInsure, Inc. is a separate company and is not affiliated with InsureShip. InsureShip has operated under the InsureShip name since 2009.
What platforms does InsureShip work with?
InsureShip works with Shopify, WooCommerce, Checkout Champ, BigCommerce, Sticky.io and many other carts, plus custom checkouts through its API. Integrations are built with its fulfillment partner RapidFulfillment.
Where is InsureShip located?
InsureShip is headquartered at 3211 Cahuenga Blvd W, 2nd Floor, Los Angeles, CA 90068. You can reach the team at 1-866-701-3654 or hello@insureship.com.
How do I file an InsureShip claim?
File online at insureship.com/pages/file-claim. InsureShip handles the claim and reviews it under the policy terms, so merchants don’t have to.
Protect your shipments with a licensed agency
Add checkout shipping insurance for free, or get a quote for enterprise bulk coverage.