| InsureShip |
Averages about $1 per order; not fixed (pricing) |
Up to $5,000 per shipment |
Set out in the policy; claims are filed online at claims.insureship.com
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InsureShip handles claims under the Navigators-backed policy |
InsureShip pays participating merchants advertising revenue for promoting InsureShip insurance at checkout. Advertising revenue varies with advertiser quality. |
InsureShip recommends, and configures by default, an opt-in (unchecked) offer |
| Route |
No shopper price published; describes “consumer funded” pricing |
$5,000 per shipment; $2,500 if it contains a laptop, tablet, phone or watch |
Lost: 7 to 30 days after the last tracking checkpoint. Marked delivered but missing: within 30 days. Other claims: within 365 days of purchase |
The underwriter or Route; remedy is replacement, repair or refund |
$0 a month on its standard plan, with a merchant incentive program |
Pricing page describes a shopper opt-in; terms call the election optional |
| Extend |
Example widget shows $2.99; no price schedule |
Limit varies by retailer (English guide); the French guide lists US$10,000 |
Damage: 30 days after delivery (English guide; French says 60). Lost or stolen: from 5 days after the estimated delivery date |
Extend administers claims for the retailer; usually a gift card, repair or replacement |
Says Extend takes on all liability, including replacement and shipping costs; Extend may earn commission |
Not published |
| Seel |
Fee shown at checkout; no figures published |
Order value, within policy limits of $5,000 per package ($2,500 for electronics) |
FAQ: theft within 7 days of delivery. Policy text: damage within 15 days of delivery; non-delivery within 30 days of shipment (60 international) |
Seel, at its discretion; terms describe refunds by gift card |
Says merchants don’t pay for the coverage itself |
Says the offer is always optional and can be removed from the cart |
| OrderProtection.com |
Typically 2–3% of cart value when customers pay |
Lesser of $5,000 or the amount the shopper paid |
Written notice within 45 days of discovering the problem |
OrderProtection handles claims; reship or refund, with the merchant reimbursed for approved claims |
Merchant keeps a share of each premium. Help docs: the greater of that share or claim reimbursements; pricing page: both, netted against fees |
Merchant picks opt-in or opt-out |
| Navidium |
Merchant sets the fee (percentage, flat or tiered) |
Set by the merchant |
Not published |
The merchant, which reships or refunds |
Merchant keeps 100% of fees; app is free to 50 orders, then $29.99–$99.99 a month |
Not published |
| ShipAid |
Merchant sets the fee; its calculator shows 1.5% to 4% |
Not published |
Not published |
The merchant; the brand replaces the product |
ShipAid takes 9–15% of program revenue; the merchant keeps 85–91%; no monthly fee |
Shopper is offered the option to add it |
| Corso |
Not published; merchants can test rates |
Lesser of full replacement or $1,000 of declared value |
Within 60 days of purchase |
Corso, at its sole discretion; reorder, refund or denial |
Corso charges a percentage of the revenue the platform generates; $0 fixed fees; fees fund claims |
Checkout+ lets the shopper opt out with a tap; Shipping+ builds the price into the shipping rate |
| ShipInsure |
From $0.98, or a percentage of the order if greater |
$5,000 per order |
Delivered but not received: 14 days. Lost: 7 business days to 30 days after last scan. Damaged: 14 days |
ShipInsure, in coordination with the merchant; reorder or refund |
Free to install; merchant controls pricing and revenue share |
Merchant controls the presentation; shopper can decline in the cart |
| Cover Genius (XCover) |
Set through each partner program |
Varies by program; one published program (ShipRush) lists $10,000 per parcel |
Varies by program; ShipRush program: 10 days after a delivered scan |
XCover handles claims end to end |
Partners can capture protection revenue; Cover Genius is compensated by its underwriting partners |
Not published |
| UPS Capital InsureShield |
Quote only |
Shopify app: $10,000 per express shipment; $5,000 for USPS and checkout protection |
Not published |
The insurer; claims paid in days, per UPS Capital |
Merchant buys coverage and can let customers elect package protection |
Lets customers elect protection; no default published |
| Shipsurance |
Shipper coverage, not a shopper add-on; own rates by quote |
Not published; covers actual value plus insured shipping cost |
Within 120 days of the ship date |
Shipsurance’s claims department |
Shipper pays; rates depend on volume, commodity and claims history |
Not applicable |