InsureShip Knowledge Base

Pricing & Programs

How InsureShip's programs work and what they cost: checkout shipping insurance for online stores, enterprise bulk coverage for high-volume shippers, advertising partnerships, and the White Label & Broker Program.

How much does InsureShip shipping insurance cost?

It depends on the program. For checkout shipping insurance, shoppers choose coverage at checkout and the price can be set by InsureShip or by the merchant; pricing averages about $1 per order but is not fixed and depends on your products and order values. For enterprise bulk shipment coverage, the rate is $1,000 per $50,000 of insured shipment value, or $2.00 per $100.

Learn more: Pricing · Shipping insurance cost guide

Related questions: Who pays for shipping insurance? · How is the enterprise bulk premium calculated?

What is enterprise bulk shipment coverage?

Enterprise bulk shipment coverage is for businesses that ship in volume and want to insure their own outbound shipments, rather than offering coverage to shoppers at checkout. It covers loss, damage and theft in transit and includes a dedicated account manager, an in-house claims team and custom terms for large volumes.

Learn more: Get an enterprise quote · Business shipping insurance

Related questions: How is the enterprise bulk premium calculated? · Do merchants get paid for offering InsureShip?

What is the White Label & Broker Program?

It lets platforms, apps, fulfillment companies and insurance agencies offer shipping insurance at checkout under their own brand, "Powered by InsureShip." InsureShip stays the licensed agency, Navigators underwrites the coverage, and shoppers file claims with InsureShip. Partners handle the brand, the checkout and the customer relationship.

Learn more: White label program · How white label works

Related questions: What are the two white label partner tiers? · How do I switch from a shipping protection app to licensed insurance?

What are the two white label partner tiers?

Tier 1, Licensed Producer, is for insurance agencies and brokers that act as licensed sub-producers of InsureShip and sell under their own licenses. Tier 2, Platform Partner, is for platforms, apps, carts, 3PLs and brands without insurance licenses: they display the offer and InsureShip's approved materials, while InsureShip sets pricing from the insurer's approved rates and remains the licensed agency.

Partner compensation, pricing and state availability are set out in the program agreement and depend on state law and insurer approval.

Learn more: White label program

Related questions: How do I switch from a shipping protection app to licensed insurance? · How much does InsureShip shipping insurance cost?

How do I switch from a shipping protection app to licensed insurance?

Contact InsureShip with your platform and order volume. InsureShip enables the integration for supported platforms, recommends an opt-in checkout offer, and handles claims under written policy terms. Platforms already running a protection program can keep their brand and widget through the White Label Program.

Learn more: Switch to licensed shipping insurance · Shopify protection apps compared

Related questions: How much does InsureShip shipping insurance cost? · Is InsureShip free to add to my store?

Last updated October 22, 2026. Answers summarize InsureShip's Terms & Conditions (Section 4 reproduces the insurance certificate), Refund Policy and Shipping Policy. If anything here conflicts with the certificate or policy, the certificate or policy controls. General information, not legal advice.

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